Our Services
At Brilliant Finance Group, we specialise in residential lending, below are some of the services that we can provide.
First Home Buyers
Take out the mystery by speaking to us about the following.
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Pre-approval
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Buying / Borrowing process.
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Lender Requirements
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Estimated repayment
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Home Guarantee Schemes
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Guarantor Loans.
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Refinancing
Refinancing not only can help you pay less interest but the right structure can also help with freeing cashflow or pay off your loan faster.
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Rate comparison
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Repayment projection
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Debt Consolidation
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Cashout / Equity release
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Cost vs benefit analysis
Investment Properties
Investing in property can be a great way to build wealth, but it's important to have the right mortgage solution in place.
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Buying power & pre-approval
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How to maximise using equity
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Cashflow analysis
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Interest only options
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Construction Loans
Building your dream home can be the perfect opportunity to get a new property with all the specs that you want.​​
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​The process before & during a build.
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Common mistakes
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Progress payments
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Owner builder
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Government grants & incentives
Self Employed
Self Employed lending can each come with their own unique challenges as everyone's business is different.​
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Low-doc options
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Simplified assessment options.
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Working with your accountant for the best outcome.
Credit Impairment
If you have a poor credit score, it can be difficult to secure a mortgage.
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Non-Lender Options
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Short term vs Long term solutions
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Credit Repair Affliates
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A guide to your credit report.
1
Initial appointment to understand your financial situation and goals.
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2
We collect some documents from you to complete our assessment.
3
We will complete the research based on our assessment to provide you with options that fit your needs.
4
We do the legwork to get you approved and guide you all the way through to settlement.
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We will review your home loan regularly to help you keep saving!
Our Promises
What makes it a brilliant experience?
Keeping it clear
We promise to keep it simple and clear on what's happening. We will explain each part of our process including the expected time frame. We will respond to all questions in a timely manner and complete further research should there be any ambiguity.
Make it easy
We believe that the best thing about approaching a broker is to have someone else do the heavy lifting (at no cost to you). With our expertise and technology we take care of the workload. Cutting down the time and effort required to get there.
Your interests are our duty
Brokers are now legally required to prioritise the client's best interest in mind when introducing home loan offers (unfortunately not banks). This means that we have a duty to thoroughly understand your financial needs and provide multiple options. This aligns closely with our believe that our role is to serve and educate our clients.
Fostering of relationships
Our aim is to establish long-term relationships with our clients. We work hard to make what you want happen. Whether it's a routine loan review or comprehensive portfolio planning, we approach each task with the same level of passion and dedication as we did in our initial conversations.